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Quarterly Banking Profile

TABLE I-B. Insurance Fund Balances and Selected Indicators
(dollar figures in millions) Deposit Insurance Fund
2nd Quarter
2008
1st Quarter
2008
4th Quarter
2007
3rd Quarter
2007
2nd Quarter
2007
1st Quarter
2007
4th Quarter
2006
3rd Quarter
2006
2nd Quarter
2006
1st Quarter
2006
4th Quarter
2005
Beginning Fund Balance* $52,843 $52,413 $51,754 $51,227 $50,745 $50,165 $49,992 $49,564 $49,193 $48,597 $48,373
Changes in Fund Balance:
Assessments earned 640 448 239 170 140 94 10 10 7 5 13
Interest earned on investment securities 651 618 585 640 748 567 476 622 665 478 675
Operating expenses 256 238 262 243 248 239 248 237 242 224 252
Provision for insurance losses 10,221 525 39 132 -3 -73 49 -50 -6 -45 -19
All other income, net of expenses** 1 0 -2 24 1 4 5 1 12 349 4
Unrealized gain/(loss) on available-for-sale
securities 1,559 127 138 68 -162 81 -21 -18 -77 -57 -235
Total fund balance change -7,626 430 659 527 482 580 173 428 371 596 224
Ending Fund Balance* 45,217 52,843 52,413 51,754 51,227 50,745 50,165 49,992 49,564 49,193 48,597
Percent change from four quarters earlier -11.73 4.13 4.48 3.52 3.36 3.15 3.23 3.35 3.21 3.31 2.29
Reserve Ratio (%) 1.01 1.19 1.22 1.22 1.21 1.20 1.21 1.22 1.23 1.23 1.25
Estimated Insured Deposits 4,462,426 4,438,501 4,291,750 4,242,607 4,235,043 4,245,267 4,153,786 4,100,013 4,040,353 4,001,906 3,890,941
Percent change from four quarters earlier 5.37 4.55 3.32 3.48 4.82 6.08 6.76 7.02 7.52 8.50 7.42
Assessment Base 7,074,094 7,017,114 7,053,232 6,880,932 6,821,489 6,801,523 6,594,750 6,439,326 6,386,864 6,272,505 6,177,429
Percent change from four quarters earlier 3.70 3.17 6.95 6.86 6.80 8.43 6.76 6.63 8.64 8.15 8.88
Number of institutions reporting 8,462 8,505 8,545 8,570 8,625 8,661 8,692 8,755 8,790 8,803 8,846

* Prior to 2006, amounts represent sum of separate BIF and SAIF amounts.

** First Quarter 2006 includes previously escrowed revenue from SAIF-member exit fees.

Last Updated 08/26/2008 Questions, Suggestions & Requests

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